//FINANCE & TECH ENTHUSIAST//

BEYOND THE
SPREADSHEET

I'm Mohammed — an AI-first finance generalist who helps startups to build finance & ops infrastructure. From AR, AP and treasury to statutory, tax and FP&A — I set it up to run without friction as you scale.

See The Builds
↓ scroll
// 01 — Who's This

About

4+ years inside startups and scaleups as a finance generalist — comfortable across the full stack: AR, AP, cash, treasury, payroll, statutory, tax, intercompany and FP&A. Key contributor to a successful M&A exit to a NASDAQ-listed acquirer.

My focus is building finance & ops infrastructure that doesn't break when you scale — clean books, automated workflows and real-time visibility, set up properly once so growth never creates friction. I'd rather fix the root cause than firefight the same problem every month.

That toolkit is increasingly AI-driven: Claude Code and Codex sit in my everyday workflow — this very site is one of those builds, put together while I learn how the infrastructure actually works rather than vibe-coding it, with more sites and apps in progress as we speak.

4+
Years in FinOps
25+
Entities Managed
10+
Currencies Handled
15+
Hours Saved / Month

// How I use AI — responsibly

I work AI into finance carefully. I respect GDPR and never feed personal data into AI tools — where personal information is unavoidable, I substitute alternate, de-identified data instead. And rather than burning tokens to firefight, I search for a permanent fix first: building systems that solve the problem once, so the solution doesn't depend on AI every single time.

// 02 — The Work

What I Do

🧹

Streamlining Your Books & Clean-Ups

Setting up your chart of accounts, benchmarking it against your industry, and reviewing historical data to clear out irregular entries — plus the boring-but-vital work: balance sheet reconciliations and P&L analysis. Foundation data must be spotless: garbage in, garbage out.

🧮

Close & Consolidation

Month-end close under FRS 102/IFRS, multi-entity consolidation, and multi-jurisdiction VAT and tax filings.

📊

FP&A & Reporting

ARR/MRR and KPI reporting, budgeting, variance analysis, and management accounts that leadership actually reads.

💸

Treasury & FX

Automated cash visibility and FX hedging workflows delivering real-time liquidity across 25+ countries.

Workflow & API Automation

API-driven, Apps Script-powered and increasingly AI-assisted workflows that turn recurring finance tasks into systems that just run.

// 03 — The Journey

Experience

Finance & Operations Associate
Mar 2025 – Present
Worked in a global EOR platform, helping cross-border hiring, managing finance for the group having 25+ entities
  • Key contributor to financial due diligence for a successful exit to a NASDAQ-listed buyer.
  • Built a global AP system from scratch for 25+ entities across 10+ currencies.
  • Automated treasury, FX hedging, and cash visibility workflows — saving 15+ hours/month.
M&A Treasury Global AP Apps Script
Finance & Operations Associate
Sep 2023 – Feb 2025
Embedded FinOps partner for UK & Irish startups
  • Embedded finance team member across 5+ clients — building finance functions where none existed.
  • Full month-end close cycles, multi-jurisdiction VAT, payroll, and automation-led process improvements.
Embedded FinOps Multi-Client Automation
Accountant — Preparer / Reviewer
Jul 2021 – Jun 2023
UK SME accountancy practice
  • Managed 6–8 SME clients monthly across multiple sectors; statutory accounts, VAT/MTD, and payroll.
  • Built Excel macro automation to cut recurring task time; mentored junior team members.
Statutory Accounts VAT/MTD Excel Macros
// 04 — The Builds

Projects

01

Global AP Infrastructure

AP system built from scratch for 25+ entities in 10+ currencies — multi-country batch payments included.

APIs Multi-Currency
02

Real-Time Cash Visibility

API-driven workflows delivering daily group liquidity positioning across 25+ countries.

Treasury API Automation
03

FX Hedging Workflow

Automated multi-currency position optimisation, routing surplus funds into money market investing.

FX Cash Mgmt
04

Apps Script Finance Tooling

Bank statement converters, reconciliation trackers linked to Xero, and formatting-driven batch filters — small scripts, big time savings.

Apps Script Xero Sheets
// 05 — The Arsenal

Skills & Toolkit

// Tools & Platforms

Xero
QuickBooks
Sage
Zoho
Google Apps Script
Power Query
Power BI
API Automation
Syft · Translucent
Pleo · Wise · Telleroo
Stripe
IFRS & FRS 102
UK VAT & MTD
UK & Global Payroll
Treasury & FX
Claude Code
Codex
Git & GitHub

// Performance & Decision Analysis

Pricing Strategy
Sensitivity Analysis
Learning Curve Analysis
Cash Flow Forecasting
Variance Analysis
Budgeting & Forecasting
KPI & Performance Measurement
Cost-Volume-Profit
Relevant Costing & Decision-Making
Target & Life-Cycle Costing
Balanced Scorecard
Transfer Pricing
// 06 — Get In Touch

Let's Talk

Got a finance function that needs building, or a process eating up too much time? Reach out — always up for talking finance and tech !

Calicut, India